Gratuity Calculator

Gratuity wo rakam hai jo company aapko lambi naukri ke badle deti hai, jab aap job chhodte hain ya retire hote hain. Ye aapka haq hai, koi ehsaan nahi. Basic salary aur naukri ke saal daalein — hisaab turant mil jaayega.

Gratuity ka formula

Kaun le sakta hai

• Company me kam se kam 5 saal poore hone chahiye
• Company me 10 ya usse zyada karmchari hon (Gratuity Act ke daayre me)
• Job chhodne, retire hone, ya nikale jaane — teeno par milti hai
• Karmchari ki mrityu ya viklangata ki sthiti me 5 saal ki shart lagu nahi hoti

Saal ginne ka niyam

Ek zaroori baat jo log nahi jaante — aakhri saal me agar aapne 6 mahine se zyada kaam kiya hai, to wo poora saal gina jaata hai. Yaani 7 saal 8 mahine ki naukri 8 saal mani jaayegi. Par 7 saal 4 mahine sirf 7 saal hi rahegi. Kabhi-kabhi naukri chhodne ki tarikh thodi aage badhane se ek poora saal jud jaata hai — ye dekh lena faydemand hota hai.

Tax ka niyam

Private company ke karmchariyon ke liye gratuity par ek tay limit tak tax nahi lagta. Us limit se zyada rakam par slab ke hisaab se tax lagta hai. Sarkari karmchariyon ki gratuity poori tarah tax-free hoti hai. Ye limit sarkar samay-samay par badhati rehti hai, isliye badi rakam par CA se confirm kar lena behtar hai.

Na mile to kya karein

Gratuity job chhodne ke baad aam taur par 30 din ke andar milni chahiye. Company na de to pehle HR ko likhit me application dein. Phir bhi na mile to apne ilaake ke Labour Commissioner ke paas shikayat kar sakte hain. Deri par company ko byaj bhi dena pad sakta hai.

Teen asli misaal — number ke saath

Misaal 1. Aakhri basic + DA ₹40,000, naukri 10 saal. Gratuity = 40,000 × 15 ÷ 26 × 10 = lagbhag ₹2,30,700.

Misaal 2 — mahine ka jaadu. Wahi salary, par naukri 10 saal 7 mahine. 6 mahine se zyada hone se ye 11 saal gine jaayenge — gratuity lagbhag ₹2,53,800. Sirf 7 mahine extra kaam se ₹23,000 zyada.

Misaal 3 — 5 saal ka niyam. Salary ₹35,000, naukri 4 saal 9 mahine. Gratuity zero — kyunki 5 saal poore nahi hue. Agar 3 mahine aur ruk jaate, to lagbhag ₹1,00,900 milte.

Log yahan galti kya karte hain

1. Poori CTC par hisaab lagana. Gratuity sirf basic + DA par banti hai, poori salary par nahi. Jinki salary me basic ka hissa kam hai, unki gratuity bhi kam banti hai.
2. Mahine ka niyam na jaanna. 6 mahine se zyada = poora saal. 6 mahine ya usse kam = us saal ki ginti nahi.
3. Nomination form khaali chhod dena. Ye join karte waqt bharna hota hai. Na bharne par parivaar ko baad me bahut kagzi pareshaani hoti hai.
4. CTC me dikhi gratuity ko apna paisa maan lena. Company CTC me gratuity dikhati hai, par wo aapko tabhi milegi jab 5 saal poore honge — warna nahi.
5. Na milne par chup rehna. Aam taur par 30 din ke andar bhugtan hona chahiye. Na mile to Labour Commissioner ke paas Form N me shikayat kar sakte hain, aur deri par company ko byaj bhi dena pad sakta hai.

Bharat me gratuity ki khaas baatein

• Formula ka matlab: 26 = mahine ke kaam ke din (Sunday chhod kar), 15 = har saal ke liye aadhe mahine ki salary.
• 5 saal ki shart kab lagu nahi hoti: mrityu ya viklangata ki sthiti me. Aise mamlon me nominee ya karmchari ko rakam milti hai chahe service kitni bhi ho.
• Tax: sarkari karmchariyon ki gratuity poori tax-free hoti hai. Private company ke liye ek tay limit tak tax nahi lagta — aur ye limit poore jeevan ki kul gratuity par gini jaati hai, har naukri par alag se nahi.
• Gratuity aur EPF alag hain: dono ka hisaab aur niyam bilkul alag hai. Ek milne ka matlab doosra milna nahi.
• Kis par lagu: aam taur par un sansthanon par jahan ek tay sankhya se zyada karmchari hon.

Ye tools bhi dekh lein

• EPF Calculator · CTC to In-Hand
• Gratuity Guide — poore niyam aur claim ka tarika

Aksar pooche jaane wale sawaal