Zakat Calculator
Zakat har saal apni bachi hui sampatti par 2.5% dena hota hai, agar wo nisab (ek nyoontam seema) se upar ho. Apna cash, sona, chaandi aur nivesh yahan jodiye, karz ghata dijiye — dena wali Zakat turant mil jaayegi.
Calculator
Kaise banta hai
Zakat aapki us sampatti par lagti hai jo poore saal (chandra varsh) aapke paas rahi ho aur nisab se upar ho. Sabhi zakat-yogya cheezein jodte hain, dena wala karz ghata dete hain, aur bachi rakam ka 2.5% Zakat hoti hai.
Zakat-yogya = cash + sona + chaandi + nivesh − karz
Agar ye nisab se upar hai to Zakat = zakat-yogya × 2.5%
Nisab do tarah se aankte hain — 87.48 gram sona ya 612.36 gram chaandi ki keemat. Aam taur par chaandi wala nisab kam hota hai, isse zyada log Zakat ke daayre me aate hain.
Teen asli misaal — number ke saath
Misaal 1 — aam parivaar. Cash ₹2 lakh + sona ₹1.5 lakh + nivesh ₹50k = ₹4 lakh. Karz ₹30k ghata = ₹3.7 lakh. Zakat = ₹3.7 lakh × 2.5% = ₹9,250.
Misaal 2 — nisab se neeche. Kisi ke paas kul ₹40,000 hai jo chaandi-nisab se bhi kam hai. Aise me Zakat nahi banti.
Misaal 3 — sirf sona. 50 gram sona (~₹3.5 lakh) hai, aur kuch nahi. 87.48g se kam par bhi chaandi-nisab se upar hai, to 2.5% = ₹8,750 Zakat.
Log yahan galti kya karte hain
- Nisab check na karna. Agar kul sampatti nisab se kam hai to Zakat nahi banti — pehle nisab dekhein.
- Karz na ghatana. Turant dena wala karz zakat-yogya rakam se ghata sakte hain.
- Roz ka kharch samajhna. Ghar, gaadi, roz istemaal ki cheezein Zakat me nahi ginti — sirf bachat/nivesh.
- Chandra varsh bhoolna. Zakat chandra (Hijri) saal par banti hai, jo solar saal se ~11 din chhota hota hai.
- Sone ka bhaav purana lena. Aaj ke bhaav se sona/chaandi ki keemat lein, warna hisaab galat aayega.
Bharat me khaas baatein
- Nisab: 87.48g sona ya 612.36g chaandi ki keemat. Chaandi wala kam hota hai, isliye aam taur par wahi maanya.
- Kya-kya: Cash, bank, sona, chaandi, share/mutual fund, business ka bikne wala maal, diya gaya udhaar (wapas aane wala).
- Kya nahi: Rehne ka ghar, personal gaadi, roz ke kapde/saman Zakat me nahi.
- Ramzan: Bahut log Ramzan me Zakat dete hain kyunki sawab zyada maana jaata hai, par kisi bhi samay saal poora hone par de sakte hain.
Thodi aur gehraai se
Zakat ka ek nazuk pehlu hai "nisab" — wo nyoontam seema jiske upar hi Zakat banti hai. Do paimane hote hain: 87.48 gram sona ya 612.36 gram chaandi ki keemat. Aam taur par chaandi wala nisab kam baithta hai (kyunki chaandi saste hai), isliye zyada log uske daayre me aate hain. Kis nisab ko chunna hai — is par vidwaanon me alag raay hai; kai log chaandi-nisab chunte hain taaki zyada log zaroormand tak pahunch sakein. Apne liye sahi raah kisi jaankaar se poochna behtar hai.
Ek aur samajhne wali baat — Zakat "saal bhar tikne wali" sampatti par banti hai. Jo paisa aaya aur turant kharch ho gaya, us par nahi. Isliye log aksar ek fix tareekh (jaise har Ramzan ki pehli) chun lete hain aur us din apni kul zakat-yogya sampatti dekh kar hisaab lagaate hain. Isse har saal ek hi tarah ka hisaab banta hai aur uljhan nahi hoti. Sona-chaandi ki aaj ki keemat lena zaroori hai, kyunki bhaav badalne se Zakat ki rakam bhi badal jaati hai.
Isi tarah ke aur hisaab ke liye Gold Loan Calculator aur FD Calculator bhi kaam ke hain — ek hi jagah se saara kaam nipat jaata hai.
Ye tools bhi dekh lein
Aksar pooche jaane wale sawaal
Zakat kitni deni hoti hai?
Zakat-yogya sampatti ka 2.5%, agar wo nisab se upar ho.
Nisab kya hai?
Ek nyoontam seema — 87.48g sona ya 612.36g chaandi ki keemat. Isse upar par hi Zakat banti hai.
Kya ghar-gaadi par Zakat hai?
Nahi. Rehne ka ghar aur personal use ki cheezein Zakat me nahi ginti.
Karz ghata sakte hain?
Haan, turant dena wala karz zakat-yogya rakam se ghata sakte hain.
Kab deni chahiye?
Jab aapki sampatti poore chandra varsh nisab se upar rahe. Bahut log Ramzan chunte hain.