Advance Tax Calculator — Kist Kab Aur Kitni
Tax saal ke aakhir me nahi, saal ke beech me bharna hota hai — chaar kiston me. Neeche saal ka anumanit tax aur ab tak bhara hua daaliye, har kist ka number saamne aa jayega.
Chaar kisten — kab kitni
Advance tax saal me chaar baar bharna hota hai, aur har baar ek tay hissa:
| Kab tak | Kul tax ka kitna |
|---|---|
| 15 June | 15% |
| 15 September | 45% (jod kar) |
| 15 December | 75% (jod kar) |
| 15 March | 100% |
Dhyaan dijiye ki ye jodkar hai. Yaani 15 September tak kul 45% ho jaana chahiye — usme June wala 15% bhi shamil hai.
TDS jo pehle se kat chuka hai, wo isme se ghata dijiye. Isi liye salary wale logon ko aksar advance tax nahi bharna padta — unka TDS har mahine kat jaata hai.
Kis par laagu hota hai
Advance tax un par laagu hota hai jinka saal ka kul tax (TDS ghatane ke baad) ek tay seema se upar hai. Ye seema aam taur par ₹10,000 rakhi gayi hai.
In par aksar laagu hota hai:
- Karobari aur dukaandar
- Freelancer aur consultant
- Doctor, vakeel, CA aur doosre professional
- Kiraye se achhi aay wale
- Share, F&O ya crypto se munafa kamane wale
- Salary wale bhi, agar salary ke alawa aur aay hai (jaise FD ka byaj, kiraya, ya capital gain) jis par TDS poora nahi kata
Na bharne par kya hota hai
Advance tax na bharne par tax maaf nahi hota — byaj lag jaata hai, aur wo har mahine badhta rehta hai.
- Kist chhootne par — bache hue hisse par har mahine ek tay dar se byaj lagta hai, jab tak bhar na dein.
- Saal bhar kuch na bharne par — April se lekar ITR bharne tak ka byaj lagta hai.
Ye byaj bahut bada nahi hota par bekaar ka kharcha hai — aur ITR bharte waqt achanak saamne aata hai, jab paisa taiyaar nahi hota.
Tax online bharna aasaan hai — income tax portal par "e-Pay Tax" se ho jaata hai. Challan sambhal kar rakhiye, ITR bharte waqt zaroorat padegi.
F&O aur share walon ke liye khaas baat
Trading karne walon ke liye advance tax sabse peechda maamla hai, kyunki kamai pehle se pata nahi hoti.
- F&O ki aay karobari aay maani jaati hai — aur us par advance tax laagu hota hai. Bahut se traders ko ye pata hi nahi hota jab tak notice na aaye.
- Capital gain ka niyam thoda alag hai — jis kist ki tareekh ke baad munafa hua, us se agli kist me use jodna hota hai. Isliye December me hua munafa June wali kist me na bharne par jurmana nahi lagta.
- Nuksan bhi dikhana zaroori hai — F&O ka nuksan aage ke saalon me set off ho sakta hai, par sirf tab jab ITR samay par bhari gayi ho.
F&O ke nuksan ko ITR me kaise dikhana hai, iska poora tarika is guide me hai. Aur ITR-3 Guide me poori prakriya samjhayi gayi hai.
Hum CA nahi hain. Ye page samajhne ke liye hai — apne case ka pakka jawab CA ya incometax.gov.in se hi lijiye.
Aksar pooche jaane wale sawaal
Advance tax ki kisten kab bharni hoti hain?
15 June tak 15%, 15 September tak kul 45%, 15 December tak kul 75%, aur 15 March tak poora 100%. Ye jodkar wale number hain.
Advance tax kis par laagu hota hai?
Jinka saal ka tax TDS ghatane ke baad tay seema (aam taur par 10,000) se upar hai — karobari, freelancer, professional, kiraye aur trading se kamane wale.
Bujurgon ko advance tax bharna padta hai?
60 saal se upar ke logon ko nahi, agar unki koi karobari ya professional aay na ho. Pension aur byaj wali aay par ye chhoot milti hai.
Kist na bharne par kya hota hai?
Tax maaf nahi hota — bache hue hisse par har mahine byaj lagta hai jab tak bhar na dein. ITR bharte waqt ye ek saath saamne aata hai.