Privacy Policy

Sab Hisaab ("hum") aapki privacy ki izzat karta hai. Ye policy saaf batati hai ki hum kaunsa data lete hain (bahut kam) aur wo kaise istemaal hota hai.

1. Aapka calculation data

Saare calculators poori tarah aapke browser me chalte hain. Aapke daale gaye number (jaise salary, loan amount, investment) humare server par nahi jaate aur na hi store hote hain. Jaise hi aap page band karte hain, wo data chala jaata hai.

2. Cookies aur vigyapan (Ads)

Ye website aage chalkar Google AdSense ke zariye vigyapan dikha sakti hai. Abhi is site par koi vigyapan nahi chal raha. Jab ads shuru honge to Google is website par ek third-party vendor ki tarah kaam karega — ye section pehle se hi us sthiti ke liye saaf kar diya gaya hai.

• Google aur uske partner cookies ka istemaal karte hain taaki aapko is website par aur doosri websites par aapke pichhle visits ke aadhaar par ads dikhaye ja sakein.
• Google DoubleClick DART cookie ka istemaal karta hai, jisse internet par aapki visits ke aadhaar par ads dikhte hain.
• Third-party vendors aur ad network bhi is site par ads dikha sakte hain aur cookies ka istemaal kar sakte hain.

Google kis tarah data istemaal karta hai, ye poori jaankari Google ki apni policy me hai: policies.google.com/technologies/ads

Aap ise band kar sakte hain

• Personalised ads band karna: Google Ads Settings par jaakar
• Doosre vendors ke liye: aboutads.info/choices
• Browser se: apne browser ki settings me jaakar cookies band kar sakte hain
• Is website par: pehli baar aane par jo cookie banner dikhta hai, usme "Sirf zaroori cookies" chunkar

Aapki cookie choice

Jab aap pehli baar is website par aate hain, to neeche ek cookie banner dikhta hai. Aap chun sakte hain ki analytics aur ads wali cookies chalu hon ya nahi. Aapka faisla aapke browser me hi save hota hai (localStorage me), hamare kisi server par nahi. Faisla badalna ho to browser ka site data saaf karke page dobara khol lein.

Jab tak aap sahmati nahi dete, tab tak analytics aur ads wali cookies band rehti hain (Google Consent Mode v2 ke anusaar).

3. Analytics

Hum ye samajhne ke liye ki kaunse tool zyada kaam aate hain, Google Analytics jaisa tool istemaal kar sakte hain. Ye sirf aam jaankari (jaise kaunsa page dekha) deta hai, aapki niji pehchaan nahi.

4. Third-party links

Kuch jagah doosri websites ke link ho sakte hain. Un websites ki apni privacy policy hoti hai; hum unke content ke liye zimmedar nahi.

5. Third-party services aur live data

Kuch tools ko live data chahiye hota hai, isliye aapka browser seedhe in third-party services ko request bhejta hai. Hum ye data apne server par store nahi karte — hamari website Cloudflare Pages par purely static hai, hamara koi database hi nahi hai.

• Weather tool — Open-Meteo. Ye tool aapke browser se location maangta hai. Location tabhi bheji jaati hai jab aap khud browser ka permission popup me “Allow” dabate hain. Mana kar denge to tool sheher ka naam maang lega. Location kabhi save nahi hoti.
• Currency Converter — open.er-api.com se exchange rate liya jaata hai. Sirf currency code jaate hain, aapki koi personal jaankari nahi.
• Word Meaning — dictionaryapi.dev. Aapka type kiya hua shabd is API ko jaata hai.
• QR Code tool — QR banane ki library cdnjs (Cloudflare) se load hoti hai. QR aapke browser me hi banta hai, kahin bheja nahi jaata.
• Fonts — Google Fonts se font files load hoti hain, jisme aapka IP address Google tak jaata hai.
• Services page ka form — Web3Forms. Jab aap Services page ka form bharte hain, tab aapka naam, email, WhatsApp number (agar diya ho) aur sandesh Web3Forms ke zariye humein email par pahunchta hai. Web3Forms sandesh 30 din tak apne paas rakhta hai, uske baad hata deta hai. Form na bharein to ye kuch bhi nahi jaata.
• Hosting — Cloudflare Pages. Cloudflare security aur delivery ke liye standard server log rakhta hai.

Har service ki apni privacy policy hai. Kisi bhi service par jaane par unki policy laagu hoti hai. Agar aap ye third-party requests bilkul nahi chahte, to un khaas tools ka istemaal na karein — baaki saare calculator bina kisi network request ke, poori tarah aapke browser me hi chalte hain.

6. Badlav

Ye policy samay-samay par update ho sakti hai. Naya version isi page par milega.

7. Bharat ka DPDP Act 2023 aur doosre kanoon

Hum Bharat ke Digital Personal Data Protection Act, 2023 (DPDP Act) ke siddhaanton ke hisaab se chalte hain — jitna data zaroori ho utna hi, saaf maqsad ke saath, aur aapki sahmati se.

Calculator aur tools: in par hum aapse naam, mobile number, pata ya koi pehchaan wali jaankari maangte hi nahi. Calculator me daale gaye number aapke browser se bahar nahi jaate.

Ek apwaad — Services page ka form: agar aap Services page ka form bharte hain, to us waqt aap khud apna naam, email aur (chahein to) WhatsApp number dete hain. Ye poori tarah aapki marzi hai — form bhare bina bhi site ke saare tools chalte hain. Ye jaankari sirf aapke sawaal ka jawab dene ke liye istemaal hoti hai; na bechi jaati hai, na kisi vigyapan ke liye di jaati hai.

Agar aap Europe (GDPR) ya California (CCPA/CPRA) se hain, to bhi wahi baat laagu hoti hai — cookies tab tak band rehti hain jab tak aap banner me sahmati na dein, aur sahmati kabhi bhi wapas li ja sakti hai.

8. Aapke haq

• Sahmati wapas lene ka haq — browser ki site settings me jaakar is site ka data hataiye; cookie banner dobara aa jayega aur aap chunav badal sakte hain.
• Jaankari maangne ka haq — aap hum se pooch sakte hain ki aapse juda koi data hamare paas hai ya nahi.
• Shikayat ka haq — aap Bharat ke Data Protection Board ya apne desh ki sambandhit sanstha se shikayat kar sakte hain.

Kisi bhi haq ka istemaal karne ke liye Contact page se likhein — hum 30 din ke andar jawab dene ki koshish karte hain.

9. Bacchon ki niji jaankari

Ye website aam logon ke liye hai, bacchon ko nishana banakar nahi banayi gayi. Hum 13 saal se kam umar ke bacchon se jaan-boojhkar koi niji jaankari collect nahi karte. DPDP Act ke hisaab se 18 saal se kam umar walon ke maamle me abhibhavak ki sahmati zaroori hai — aur kyunki hum koi pehchaan wali jaankari collect hi nahi karte, aisa data hamare paas aata hi nahi.

Agar aapko lagta hai ki kisi bacche ka data galti se hum tak pahunch gaya hai, to humein bataiye — hum use turant hata denge.

10. Data kitne din rehta hai

• Calculator ka data — kabhi save nahi hota, page band karte hi khatam.
• Cookie ki sahmati — aapke apne browser me rehti hai, hamare server par nahi.
• Analytics — Google apni tay avadhi tak aggregate aankde rakhta hai; usme aapki koi pehchaan nahi hoti.
• Email — aap likhein to wo email jab tak baat-cheet zaroori ho tab tak rakha jaata hai, uske baad hata diya jaata hai.

11. Data ki surakshaa

Poori site HTTPS par chalti hai aur Cloudflare Pages par static files ke roop me rakhi gayi hai — koi database nahi, koi login nahi, aur user data rakhne wala koi server nahi. Yahi apne aap me sabse badi surakshaa hai, kyunki jo data rakha hi na ho wo leak bhi nahi ho sakta.

12. Sampark

Is policy ke baare me koi sawaal ho to Contact page se likhein, ya seedha contact@sabhisaab.com par email kariye.