Leave Encashment Calculator
Naukri chhodte ya retire karte waqt jo chhuttiyan (leave) aapne use nahi ki, unka paisa milta hai — ise leave encashment kehte hain. Apni bachi leave, basic+DA aur mahine ke din daaliye — milne wali rakam ka anuman turant mil jaayega. Ye rakam final settlement ka ek zaroori hissa hoti hai, jise pehle se jaan lena planning me madad karta hai.
Neeche hisaab lagayein
Hisaab ke peeche ka tarika
Leave encashment aam taur par aapke basic + DA par nikala jaata hai (poori salary par nahi). Ek din ki salary = (basic + DA) ÷ mahine ke din. Phir bachi leave ke din se guna.
Per-day salary = (basic + DA) ÷ mahine ke din
Leave encashment = per-day salary × bachi leave din
Kai company 26 kaam ke din leti hain, kuch 30 — apni company ka niyam dekhein. Ye tool basic anuman deta hai; asli rakam company policy aur leave rules par nirbhar karti hai.
Leave encashment aksar naukri ke ek bade padaav — retirement ya job change — par milta hai, aur ye ek achhi-khaasi rakam ho sakti hai jise log planning me bhool jaate hain. Ise samajhne ke liye do cheezein zaroori hain: aapke paas kitni encash-yogya leave bachi hai, aur company kis base (basic+DA, aur 26 ya 30 din) par ise nikaalti hai. Government aur private naukri me iska tax niyam alag hota hai — government karmchari ko poori tarah chhoot milti hai, jabki private me ek nirdhaarit seema tak. Isliye final settlement se pehle apne HR se sahi hisaab zaroor le lein.
Bahut log naukri badalte waqt apni bachi leave ka paisa lena bhool jaate hain ya use kam aank lete hain. Agar aapne saalon tak leave jama ki hai, to ye ek badi rakam ban sakti hai. Retirement ke waqt to ye aur bhi mayne rakhti hai kyunki jama leave sabse zyada hoti hai. Final settlement letter me leave encashment ka hisaab zaroor check karein — kabhi-kabhi company kam leave count kar deti hai, jise aap sawaal karke theek karwa sakte hain.
Number ke saath 3 udaharan
Misaal 1 — retirement. 120 din leave bachi, basic+DA ₹40,000, 30 din mahina. Per-day ₹1,333. Encashment = 120 × 1,333 = ₹1,60,000.
Misaal 2 — resignation. 60 din leave, ₹50,000 basic+DA, 30 din. Per-day ₹1,667. Encashment = ₹1,00,000.
Misaal 3 — 26-day basis. 120 din, ₹40,000, 26 din mahina. Per-day ₹1,538. Encashment = ₹1,84,615 (26-day base se zyada).
Ye galtiyan aksar hoti hain
- Poori salary par ginna. Leave encashment aksar sirf basic+DA par hota hai, gross par nahi.
- Tax bhoolna. Government employee ko poori tarah tax-free; private me ek seema tak chhoot, upar taxable.
- Leave cap na jaanna. Kai company sirf ek nishchit leave tak encash karti hain — baaki lapse.
- 26 vs 30 din confuse. Per-day salary base (26 ya 30) company niyam par — sahi lein.
- Sirf earned leave. Aksar sirf earned/privilege leave encash hoti hai, casual/sick nahi.
India me ye dhyaan rakhein
- Tax — govt vs private: Government karmchari ko leave encashment poori tarah tax-free; private me ek seema tak chhoot (Section 10(10AA)).
- Earned leave: Aam taur par sirf earned/privilege leave encash hoti hai — casual/sick nahi.
- Leave cap: Kai company adhiktam encash-yogya leave par cap lagati hain.
- Retirement: Retirement par bachi leave ka paisa ek achha hissa ho sakta hai — planning me jodein.
Ek kadam aage
Naukri chhodte ya retire hote waqt jo bachi hui chhutti (earned/privilege leave) hoti hai, uska paisa milta hai — ise leave encashment kehte hain. Log "leave encashment kaise calculate karein", "bachi chhutti ka paisa", "PL encashment formula" search karte hain. Aam formula seedha hai: (basic + DA) ÷ 30 × bachi hui leave ke din. Yaani ek din ki salary × kitne din leave bachi.
Tax ka pehlu samajhna zaroori hai — service ke dauraan liya gaya encashment poori tarah taxable hota hai, jabki retirement par government employee ko poori chhoot aur private employee ko ek seema tak chhoot milti hai (jo samay-samay par badalti hai). Isliye retirement planning me ise dhyaan me rakhein. Apni salary structure samajhni ho to hamari Salary Structure Guide, aur gratuity ka hisaab ho to Gratuity Calculator dekh lein — dono naukri chhodte waqt kaam aate hain.
Isse judey kaam ke tools
Aapke sawaal, seedhe jawab
Leave encashment kaise nikalti hai?
Per-day salary (basic+DA ÷ mahine ke din) × bachi leave din.
Kya ispar tax lagta hai?
Government karmchari ko tax-free; private me ek seema tak chhoot, upar taxable.
Kaunsi leave encash hoti hai?
Aksar sirf earned/privilege leave — casual/sick nahi.
Poori salary par ginte hain?
Nahi, aam taur par sirf basic+DA par.
26 ya 30 din base?
Company policy par nirbhar — apni company ka niyam dekhein.