Options Break-even Calculator — Kahan Se Munafa
Option kharidne par bhaav sirf sahi disha me jaana kaafi nahi — premium se aage jaana zaroori hai. Neeche strike aur premium daaliye, break-even point saamne aa jayega.
Break-even ka hisaab
Put ka break-even = Strike − Premium
Misaal: 24,000 ka call liya, premium ₹150.
- Break-even: 24,000 + 150 = 24,150
- 24,150 par: na munafa, na nuksan
- 24,150 se upar: har point munafa
- 24,000 par bhi: poora premium doob gaya
Yahi wo baat hai jo naye log nahi samajhte — bhaav strike tak pahunch jaana kaafi nahi hai. Wahan bhi aapka poora premium chala jaata hai. Munafa break-even ke baad shuru hota hai.
Premium roz ghatta hai — samay aapke khilaf hai
Option kharidne walon ka sabse bada dushman koi doosra trader nahi, samay hai.
Har guzarte din ke saath option ki keemat apne aap thodi ghat jaati hai — chahe bhaav bilkul na hile. Isse time decay kehte hain, aur expiry ke paas ye sabse tez hota hai.
Isi liye expiry wale din ke sasta option sabse khatarnak hote hain. ₹5 ka option lubhata hai kyunki sasta lagta hai, par zyadatar aise option zero par hi khatam hote hain. Sasta hone ka matlab hai ki bazaar unke chalne ki ummeed bahut kam maan raha hai.
Nuksan aur munafe ka sach
Option kharidne par:
- Adhiktam nuksan — jitna premium diya, utna. Isse zyada nahi.
- Munafa — theory me bahut zyada
Ye sunne me achha lagta hai — "nuksan seemit, munafa aseemit". Par asli tasveer alag hai: zyadatar option kharidne wale paisa khote hain, kyunki zyadatar option expiry par bekaar ho jaate hain. Seemit nuksan ka matlab ye nahi ki nuksan kam hota hai — matlab sirf itna hai ki aapko pata hai kitna doobega.
Aur charges bhi jodiye — option me STT aur brokerage chhote saudon me bade lagte hain. Poora hisaab Brokerage Calculator me hai.
Kuch imaandaar baatein
Ye baatein aapko kahin aur kam milengi, par kehni zaroori hain:
- SEBI ke apne aankdon me F&O me trading karne wale zyadatar log ghaate me rehte hain. Ye koi raay nahi, sarkari data hai. Isliye "sab kama rahe hain" wali baat sach nahi hai.
- Sirf wahi paisa lagaiye jo poora doob jane par bhi zindagi na bigde. Option me poora premium doobna aam baat hai, koi apwaad nahi.
- Loan lekar, credit card se, ya emergency fund todkar trading kabhi mat kijiye.
- Nuksan ka hisaab rakhiye aur ITR me dikhaiye — F&O ka nuksan aage ke saalon me set off ho sakta hai, par sirf tab jab ITR samay par bhari ho. Tarika yahan hai.
- Telegram ya WhatsApp ki "sure shot tip" se bachiye. Jo sach me kama raha hota hai, wo muft me tip nahi baantta.
Intraday ka hisaab Intraday Calculator me aur position ka size Position Size Calculator me hai.
Aksar pooche jaane wale sawaal
Call option ka break-even kaise nikalta hai?
Strike + premium. 24,000 ka call 150 premium par liya to break-even 24,150 hai — wahan tak sirf premium wapas hota hai, munafa uske baad shuru hota hai.
Bhaav strike tak pahunch gaya to munafa hoga?
Nahi. Strike par poora premium doob jaata hai. Munafa break-even point ke baad hi shuru hota hai.
Time decay kya hai?
Har din ke saath option ki keemat apne aap ghatti hai, chahe bhaav na hile. Expiry ke paas ye sabse tez hota hai — isi liye sahi disha kaafi nahi, sahi samay bhi zaroori hai.
Sasta option lena theek hai?
Sasta hone ka matlab hai bazaar unke chalne ki ummeed bahut kam maan raha hai. Expiry ke din wale sasta option zyadatar zero par khatam hote hain.