Property Price Calculator — Sq Ft Rate Se Keemat
Dealer "5,000 per square foot" bolta hai. Ye kitna hua? Neeche area aur rate daal dijiye — kul keemat saamne. Par asli baat neeche hai: kaunsa area gina ja raha hai, wahi sabse bada khel hai.
Carpet, built-up, super built-up — yahi asli khel hai
Ek hi flat ke teen alag area hote hain. Aur builder aksar sabse bada waala bolta hai:
- Carpet area — jitne farsh par aap chal sakte hain. Kamre, kitchen, bathroom. Yahi asli jagah hai.
- Built-up area — carpet + deewaron ki motai + balcony. Carpet se lagbhag 10-15% zyada.
- Super built-up area — built-up + seedhi, lift, lobby, club, garden ka aapka hissa. Carpet se 25-40% tak zyada.
Isi liye hamesha carpet area par rate poochiye. Do builders ki tulna karni ho to dono ka carpet rate nikaal kar tulna kariye — super built-up par tulna karna bekaar hai, kyunki har builder apna hisaab alag lagata hai.
RERA ke aane ke baad builder ko carpet area batana hota hai. Agreement me dhoondhiye — wo likha hoga.
Kul keemat me aur kya-kya judta hai
Jo number upar nikla wo sirf shuruaat hai. Registry tak pahunchte-pahunchte aur bhi lagta hai:
- Stamp duty aur registration — rajya ke hisaab se, aam taur par keemat ka 5-8%
- GST — under-construction property par lagta hai; ready-to-move (completion certificate wale) par nahi
- Parking — aksar alag se, lakh rupaye tak
- Maintenance advance — 1-2 saal ka ek saath maanga jaata hai
- Club aur society membership — one-time
- Bijli-paani ka connection
- Home loan ki processing fee aur legal charges
Stamp duty ka hisaab Stamp Duty Calculator me lagaiye — aur dhyaan rakhiye ki wo circle rate par lagti hai, aapke sauda par nahi (jo bhi zyada ho).
Rate sahi hai ya zyada — kaise pata karein
Dealer ka bataya rate bazaar ka rate ho ye zaroori nahi. Teen jagah se cross-check kariye:
- Sub-registrar office ka circle rate — ye sarkari kam se kam dar hai. Bazaar bhaav aam taur par isse upar hota hai, par bahut upar ho to sawaal poochiye.
- Aas-paas hui hui registry — pichle 6 mahine me usi ilaake me kis rate par sauda hua. Ye sabse pakka number hai.
- Kiraya se jaanch — us jaisi property ka saalana kiraya nikaaliye aur keemat se bhaag dijiye. Agar 2% se kaafi neeche aa raha hai, to property mehngi hai. Iska poora hisaab Rental Yield Calculator me hai.
Aur ye baatein rate ko sach me badalti hain: floor (upar mehnga ya sasta, sheher par nirbhar), corner flat, dhoop ka rukh, lift se doori, sadak ka saamna, aur sabse zyada — kab tak ban kar milega. Under-construction sasta milta hai par risk zyada hota hai.
Kharidne se pehle kaagaz — ye kabhi mat chhodiye
Sabse mehnga sauda aur sabse kam jaanch — property me yahi hota hai. Kam se kam ye dekhiye:
- Title clear hai ya nahi — zameen sach me bechne wale ki hai?
- Khatauni/khasra ya society ka record — naam kis par chadha hai
- Loan ya kisi bank ka bojh to nahi (encumbrance certificate)
- Naksha paas hai ya nahi — bina paas naksha wali building me loan bhi mushkil
- RERA number — under-construction ke liye zaroori
- Completion aur occupancy certificate — ready flat ke liye
Poori checklist zameen kharidne se pehle kaunse kaagaz me hai. Zameen ka rakba badalna ho to Hectare-Bigha-Acre Converter aur pahad me Nali-Mutthi Converter dekhiye.
Aksar pooche jaane wale sawaal
Carpet aur super built-up area me kitna farak hota hai?
Super built-up aam taur par carpet se 25-40% zyada hota hai. Isliye hamesha carpet area par rate poochiye — wahi asli jagah hai jahan aap rahenge.
Flat ki keemat ke upar aur kitna lagta hai?
Mota anuman 10-15% — stamp duty, registration, GST (under-construction par), parking, maintenance advance aur loan ke charges milakar.
Rate sahi hai ya nahi, kaise pata karein?
Sub-registrar ka circle rate dekhiye, aas-paas pichle 6 mahine me hui registry ka rate pata kariye, aur kiraya se yield nikaal kar jaanchiye.
Under-construction sasta hai, lena chahiye?
Sasta hota hai par risk zyada — der, adhoora project, ya badla hua naksha. RERA number, builder ka purana record aur poore kaagaz dekhe bina mat lijiye.