ROI Calculator — Kitna Return Mila
₹1 lakh lagaya, ₹1.5 lakh ho gaya — 50% return. Ye seedha hisaab hai. Par ye poora sach nahi hai, aur neeche wo baat samjhayi gayi hai. Pehle number nikaal lijiye.
ROI ka saada hisaab
₹1,00,000 lagaya, aaj ₹1,50,000 hai:
- Munafa: ₹50,000
- ROI: 50%
Ye kisi bhi cheez par lagta hai — share, mutual fund, property, sona, ya apne karobar me lagaya paisa.
Iski achhi baat ye hai ki ye bahut aasaan hai aur turant tasveer de deta hai. Par isi saadgi me ek badi kami bhi hai — jo aage samjhayi gayi hai.
ROI samay nahi batata — yahi iski sabse badi kami hai
50% return achha hai ya bura? Jawab is par nirbhar hai ki kitne samay me mila.
| 50% return | Saalana |
|---|---|
| 1 saal me | 50% — bahut achha |
| 3 saal me | ~14.5% |
| 5 saal me | ~8.4% |
| 10 saal me | ~4.1% — FD se bhi kam |
Isliye jab bhi koi return ka number bataye, ek hi sawaal poochiye — "kitne saal me?" Bina samay ke return ka number adhoora hai.
Saalana return nikaalne ke liye CAGR Calculator istemaal kariye. Wo samay ko jodkar sahi tulna deta hai.
Aur kya-kya ROI me nahi dikhta
- Beech me daala ya nikaala gaya paisa — SIP ya baar-baar nivesh karne par ROI galat tasveer deta hai. Wahan SIP Calculator ya XIRR ka hisaab chahiye.
- Kharche — brokerage, stamp duty, registration, maintenance, fund ka expense ratio. Property me ye kaafi bade hote hain.
- Tax — jo munafa dikh raha hai, us par tax lagega. Haath me aane wala number kam hoga.
- Mehngai — 50% return 10 saal me matlab asal me keemat lagbhag utni hi rahi. Iska hisaab Real Return Calculator me dekhiye.
- Jokhim — 30% ka return jo doob bhi sakta tha, aur 8% ka tay dar wala return — ROI dono ko ek nazar se dekhta hai.
- Beech me mila paisa — kiraya, dividend, byaj. Agar wo mila hai to use bhi value me jodiye, warna return kam dikhega.
ROI kahan sach me kaam aata hai
Kamiyon ke baawajood ROI ek bahut kaam ka number hai — bas sahi jagah:
- Ek hi samay ke do vikalp — dono 5 saal purane hain, to ROI se seedha pata chal jaata hai kaun aage hai.
- Karobar ka faisla — nayi machine me ₹2 lakh lagaye aur saal me ₹60,000 extra kamai hui, to ROI 30%. Ye faisla lene ka achha aadhaar hai.
- Ek musht nivesh ki progress — jo ek baar lagaya aur chhod diya, wahan ROI theek tasveer deta hai.
- Kharcha jo kamai badhaye — koi course, koi auzaar, koi vigyapan. Kitna laga aur kitna wapas aaya, ye ROI se saaf ho jaata hai.
Saalana return ke liye CAGR Calculator, aur mehngai ke baad asli return ke liye Real Return Calculator dekhiye.
Aksar pooche jaane wale sawaal
ROI kaise nikalta hai?
(Aaj ki value − lagaya hua) ÷ lagaya hua × 100. 1 lakh se 1.5 lakh hone par ROI 50% hai.
ROI aur CAGR me kya farak hai?
ROI kul return batata hai, samay nahi. CAGR usme samay jodta hai. 50% ROI 1 saal me shandaar hai aur 10 saal me sirf 4% saalana.
SIP par ROI laga sakte hain?
Theek se nahi. SIP me paisa har mahine lagta hai, isliye ROI galat tasveer deta hai. Uske liye SIP calculator ya XIRR ka hisaab sahi hai.
ROI me tax aur kharche jude hote hain?
Nahi. Brokerage, registration, maintenance aur tax alag se ghatane padte hain — aur property me ye kaafi bade hote hain.