HomeLoan & Tax

TDS on Rent Calculator — Kiraye Par Kitna TDS Katega

Lekhak: Manoj Kumar Pandey · Update: · Padhne me ~6 minute

Agar aap mahine ka ₹50,000 se zyada kiraya dete hain, to TDS kaatna aapki zimmedari hai — chahe aap naukri karte hon aur koi business na ho. Ye baat bahut kam kirayedaar jaante hain, aur baad me penalty ka saamna karte hain.

Neeche mahine ka kiraya aur kitne mahine kiraye par rahe — ye daaliye. TDS kitna banega aur maalik ko kitna dena hai, dono dikh jayega.

Is page me kya milega
  1. Do alag section — aap kis me aate hain
  2. Kab kaatna hai — saal ke aakhir me, har mahine nahi
  3. Jama kaise karein — Form 26QC aur Form 16C
  4. Maalik ka PAN na ho to bahut mehnga padta hai
  5. Kirayedaar aur maalik — dono ke liye checklist
  6. Sawaal-jawab

Do alag section — aap kis me aate hain

Kiraye par TDS ke do alag niyam hain, aur galat wala chun lena aam galti hai.

Baat194-IB194-I
Kiske liyeAam vyakti aur HUF, jinka audit nahi hotaCompany, firm, aur audit wale
Kab lagta haiMahine ka kiraya 50,000 se uparSaal ka kiraya seema se upar
Rate2%10% (jameen-makaan par)
TAN chahiyeNahiHaan
Kab kaatnaSaal me ek baar, aakhri mahineHar mahine

Zyadatar naukri karne wale kirayedaar 194-IB me aate hain. Iska sabse bada aaram ye hai ki TAN nahi lena padta — sirf PAN se kaam chal jaata hai, aur saal me ek hi baar kaatna aur jama karna hota hai.

Kab kaatna hai — saal ke aakhir me, har mahine nahi

194-IB me TDS har mahine nahi kaatna hota. Wo saal ke aakhri mahine ke kiraye me se ek saath kaata jaata hai — ya us mahine me jab makaan chhoda jaye, jo bhi pehle ho.

Misaal: mahine ka kiraya 65,000, poore 12 mahine rahe. Saal ka kul kiraya 7.8 lakh, TDS 2% yaani 15,600. Ye poori rakam March ke kiraye me se kategi. Yaani March me aap maalik ko 65,000 nahi, sirf 49,400 denge. Baaki 11 mahine poora kiraya jaata hai.

Isi wajah se ye baat pehle se maalik ko bata dena zaroori hai. Achanak aakhri mahine kam paisa jaane par jhagda hota hai. Agreement me hi likh dena sabse saaf tarika hai.

Beech me makaan chhod diya to us mahine kaat kar jama karna hota hai — March ka intezaar nahi karna chahiye.

Jama kaise karein — Form 26QC aur Form 16C

Kaat lena aadha kaam hai. Use jama karna aur maalik ko pramaan-patr dena bhi utna hi zaroori hai.

Der hone par do tarah ka bojh aata hai: TDS jama karne me der par har mahine ka byaj, aur 26QC bharne me der par har din ki fees. Chhoti si der bhi mahinon me badi rakam ban jaati hai, isliye tarikh ka dhyaan rakhna chahiye.

Maalik ka PAN na ho to bahut mehnga padta hai

Agar makaan maalik PAN nahi deta, to TDS ka rate seedha 20% ho jaata hai. Yaani 2% ki jagah das guna.

Ek rahat ka niyam hai jo kaafi log nahi jaante — 194-IB me aisi sthiti me kata hua TDS aakhri mahine ke kiraye se zyada nahi ho sakta. Yaani poora kiraya to jaayega, par uske upar apni jeb se nahi bharna padega.

Phir bhi ye achhi sthiti nahi hai. Maalik ko 20% ka nuksan hota hai aur wo jhagda aapse hi karega. Isliye agreement banate waqt hi PAN maang lena aur use agreement me likhwa lena sabse suraksit tarika hai.

HRA claim karte waqt bhi saal ka kiraya ek tay seema se upar ho to maalik ka PAN dena zaroori hota hai. Yaani ek hi kagaz do jagah kaam aata hai. Apna HRA ka hisaab HRA Calculator me dekh lijiye.

Kirayedaar aur maalik — dono ke liye checklist

Dono taraf ki galtiyan alag hoti hain. Do chhoti list se kaam saaf ho jaata hai.

Kirayedaar ke liye: agreement me PAN likhwaiye, mahine ka kiraya 50,000 paar karta hai ya nahi ye dekh lijiye, saal ke aakhir me TDS kaatiye, 26QC samay par bhariye, aur Form 16C maalik ko de dijiye.

Maalik ke liye: apna PAN dijiye, AIS me kiraye ki entry dekh lijiye, aur ITR me kata hua TDS credit me lijiye. Kiraye ki aay par 30% ki standard chhoot milti hai, aur home loan ka byaj alag se ghatta hai — isliye kai baar asli tax kata hue TDS se kam nikalta hai aur refund banta hai.

Do kirayedaar milkar ek hi makaan me rehte hain aur har ek ka hissa 50,000 se kam hai — aisi sthiti me har vyakti ka apna hisaab alag dekha jaata hai. Par agreement dono ke naam par hona chahiye aur kiraya apne-apne khaate se jaana chahiye, warna ye baat sabit nahi hoti.

Aksar pooche jaane wale sawaal

Kiraye par TDS kab kaatna zaroori hai?

Aam vyakti ke liye tab, jab mahine ka kiraya 50,000 se zyada ho. Business jiska audit hota hai, uske liye saal ke kul kiraye ki alag seema laagu hoti hai.

TDS har mahine kaatna hota hai?

194-IB me nahi. Poore saal ka TDS ek saath saal ke aakhri mahine ke kiraye me se kaata jaata hai, ya makaan chhodte waqt.

Kya TAN number lena padega?

194-IB me nahi. Sirf aapka aur maalik ka PAN kaafi hai. TDS Form 26QC se jama hota hai.

Maalik PAN na de to kya karein?

Tab rate 20% ho jaata hai. Ek rahat ye hai ki kata hua TDS aakhri mahine ke kiraye se zyada nahi ho sakta. Behtar yahi hai ki agreement me hi PAN likhwa lein.

TDS kaatna bhool gaye to kya hoga?

TDS jama karne me der par byaj aur form bharne me der par rozana fees lagti hai. Der jitni lambi, rakam utni badi. Pata chalte hi jaldi jama kar dena hi behtar hai.

Ye bhi dekheinHRA CalculatorRent ReceiptTDS CalculatorHRA claim kaise kareinSaare Loan & Tax toolsSaare 173 tools
Zaroori baat: Ye tool sirf aam jaankari ke liye hai aur natija ek anuman hai. Hum SEBI-registered advisor, CA ya vakeel nahi hain. Niyam aur dar badalte rehte hain — bade faisle se pehle official source ya salahkaar se confirm karein. Poora disclaimer.
Official source — yahin se confirm karein

Is page ke number aur niyam in sarkari/official jagah se liye gaye hain. Dar aur rules badalte rehte hain, isliye kisi bhi bade faisle se pehle seedha yahan ek baar dekh lein: