Rule of 72 Calculator
Rule of 72 ek aasan tareeka hai ye jaanne ka ki aapka paisa kitne saal me double ho jayega. Bas byaj dar chahiye. Ye calculator turant batata hai ki di gayi dar par paisa kitne saal me dugna hoga — aur ulta bhi, ki double karne ke liye kitni dar chahiye.
Rule of 72 kya hai
Rule of 72 ek jaldi wala tareeka hai ye jaanne ka ki compounding se paisa kitne saal me dugna hoga. Bas 72 ko byaj dar se baant do — jo aaya, utne saal me paisa double.
Ya: chahiye dar = 72 ÷ kitne saal me double chahiye
Misaal se samjhein
Agar aapka paisa 8% par badh raha hai, to 72 ÷ 8 = 9 saal me double ho jayega. Agar 12% par hai, to 72 ÷ 12 = 6 saal. Yaani jitni zyada dar, utni jaldi paisa dugna. Ye seedha dikhata hai ki thodi zyada dar lambe samay me kitna bada farak laati hai.
Ye kaam kyun ka hai
- Jaldi andaaza — bina calculator ke, dimaag me hi hisaab lag jaata hai.
- Vikalpon ki tulna — FD 7% vs mutual fund 12% — dono kitne saal me double, turant pata.
- Mehngai ka asar — 6% mehngai par aapke paise ki keemat 12 saal me aadhi ho jaati hai (72÷6).
Dhyaan rakhein
Rule of 72 ek anumaan hai, ekdum theek nahi — par bahut kareeb hota hai, khaaskar 6-10% dar ke beech. Asli, sahi hisaab ke liye compound interest calculator istemaal karein. Mehngai ko dhyaan me rakhkar asli return samajhne ke liye ye rule bahut kaam aata hai — kyunki jo paisa 7% FD me badh raha hai, wo agar mehngai 6% hai to asal me bahut dheere badh raha hai.
Aksar pooche jaane wale sawaal
Rule of 72 kaise kaam karta hai?
72 ko byaj dar se baant do — jo aaye, utne saal me paisa double. Jaise 8% par 9 saal (72÷8).
Ye kitna sahi hota hai?
Ek accha anumaan hai, khaaskar 6-10% dar ke beech. Ekdum theek hisaab ke liye compound interest calculator use karein.
Mehngai ke liye bhi kaam aata hai?
Haan. 6% mehngai par paise ki keemat 72÷6 = 12 saal me aadhi ho jaati hai. Isse mehngai ka asar samajhna aasan.
Zyada dar se kya farak?
Jitni zyada dar, utni jaldi paisa double. 12% par 6 saal, 8% par 9 saal — chhota farak bhi lambe samay me bada asar.